Question 1

Difference between home and cabin insurance?

Accepted Answer

Home for primary residences; cabin for seasonal with vacancy adjustments.

Question 2

Home insurance cost in Minnesota?

Accepted Answer

Average $2106–$2900 yearly; get free quote.

Question 3

Cabin insurance cover theft if unoccupied?

Accepted Answer

Yes, with limits; add endorsements.

Question 4

Bundle home and auto insurance?

Accepted Answer

Yes, saves 10–25%.

Question 5

Cabin with recreational vehicles like ATVs?

Accepted Answer

Need separate coverage or add-ons.

Question 6

Flood damage covered in MN home policies?

Accepted Answer

No; need separate NFIP insurance.