Proudly serving families and businesses across all of Minnesota since 1977.
Founded in 1977, Chandler Insurance Agency has deep roots across Minnesota. In 2018, owner Joe Chandler acquired the agency from Bob Kuschel, expanding its legacy of protecting local communities. With the recent addition of Hegland Insurance Agency customers, we've grown our offerings while maintaining our commitment to advocacy, seamless claims support, and finding the best solutions from multiple carriers. Whether it's auto, home, commercial, or life insurance, we're here to safeguard what matters most to you — anywhere in Minnesota.
Joe brings decades of financial expertise to protect families and businesses across Minnesota. A graduate of Bemidji State University, Joe previously worked at TCF Bank, U.S. Bank, and American Bank of the North before purchasing the agency in 2018. He is committed to personalized service and seamless claims support for every client.
Josh joined his uncle Joe in 2020 to help expand the family's commitment to community-focused coverage. A Bemidji State University graduate, Josh specializes in finding customized insurance options for homes, vehicles, and businesses while prioritizing client advocacy and long-term relationships across Minnesota.
Amy has been a key part of Chandler Insurance for over 10 years, focusing on customer relations and personal lines insurance. Her dedication ensures clients receive attentive support and tailored solutions for their everyday needs.
Ashley manages the administrative side of the insurance process to keep operations running smoothly and efficiently for our clients across the state.
Family-owned and operated since 1977 with deep roots in communities across Minnesota. We combine the personal attention of a local agency with the resources to serve clients anywhere in the state.
We act as your advocate — not just a salesperson. We shop multiple top-rated carriers to find the best coverage and rates tailored specifically to your needs, lifestyle, and budget.
From auto and home to business, recreational, landlord, event, and life insurance — we handle all your needs under one roof with competitive rates and expert guidance.
When you need us most, we're right there with you. Our team provides hands-on claims support to make the process as smooth and stress-free as possible — every step of the way.
Since 1977, with Joe Chandler taking ownership in 2018 to continue its legacy of service across Minnesota.
Auto, home, cabin, commercial, recreational, landlord/renters, event, and life insurance.
Yes — we proudly serve families and businesses in every corner of Minnesota.
As an independent agency, we shop the best rates from multiple carriers and provide one-on-one advocacy — not just sales.
Absolutely — bundling often saves 10-25% on premiums across auto, home, and more.
"I work with this company both professionally and personally and they are excellent! I highly recommend this company for anyone looking for insurance."
— Colt J.
"I have dealt with both Josh and Joe... they were both very helpful in answering my questions and getting unbeatable quotes back to me in a timely manner. Highly Recommend!"
— Nicholas Z.
"Joe found me excellent quotes in a very timely manner. 100% pleased with my experience with Chandler Insurance. Happy customer here!"
— Bob R.
Let our local team find the best coverage for you and your family — anywhere in Minnesota.
GET YOUR FREE QUOTE TODAY Or Get In Touch With Our Team