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Protecting Families & Businesses Across Minnesota Since 1977

Locally owned insurance agency in Grand Rapids & Virginia, MN. Expert auto, home, business, recreational, life & landlord insurance.

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Grand Rapids • (218) 326-4655 Virginia • (218) 741-9582 Email Us Text (218) 520-8790
49
Years Protecting
Minnesota Families
98%
Client Retention
Rate
A+
Rated Carriers

Our Offices in Grand Rapids & Virginia, MN

Proudly serving all of Minnesota and the Iron Range

Grand Rapids Office

Our Grand Rapids office serves Itasca County and Minnesota with expert auto, home, and commercial insurance advice.

322 NE 5th Street, Grand Rapids, MN 55744

(218) 326-4655

Mon–Thu 8:30 AM–4:00 PM
Fri 8:30 AM–3:00 PM

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Virginia Office

Our Virginia office serves the Iron Range by appointment. We quote auto, home, recreational, life, and business coverage — schedule a visit Monday or Wednesday.

67 Midway Dr, Virginia, MN 55792

(218) 741-9582

By appointment Mon & Wed
9:00 AM–3:00 PM

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Snow-covered northern Minnesota lakeshore community at dusk

Local coverage for the places Minnesotans actually live — lakes, towns, and Iron Range roads.

Insurance We Offer in Minnesota

From your daily commute to your family’s future — we’ve got you covered across all of Minnesota

Auto Insurance

Full coverage for cars, trucks, motorcycles & RVs with discounts for safe drivers in Grand Rapids & Virginia MN. Get a quote →

Home & Cabin

Protect your house or cabin with comprehensive coverage including ice dam protection for Minnesota winters. Get a quote →

Life Insurance

Term life, whole life, and final expense policies to protect your family’s future in Grand Rapids & Virginia MN. Get a quote →

Business & Commercial

Liability, workers’ comp, property & specialized policies for businesses on the Iron Range. See our expertise in Grand Rapids & Itasca County and Virginia & the Iron Range. Get a quote →

Recreational Vehicles

ATVs, snowmobiles, boats, campers & more — tailored for the Minnesota outdoor lifestyle. Get a quote →

Landlord & Rental Insurance

Protection for rental properties, including dwelling, liability, loss of rents, and tenant screening. Get a quote →

Why Families & Businesses Choose Chandler

Locally owned. Built on trust. Serving Minnesota since 1977.

Locally Owned Since 1977

Nearly 50 years of protecting families and businesses across Minnesota.

Proudly Serving the Iron Range

Owner Joe Chandler and our local agents Josh and Amy live and work right here in Grand Rapids and on the Iron Range. We know the roads, the weather, and the local risks better than anyone.

Recently Expanded

Now proudly serving former Hegland Insurance Agency customers too.

What Clients Say

★★★★★

“I work with this company both professionally and personally and they are excellent! I highly recommend this company for anyone looking for insurance.”

— Colt J.

★★★★★

“Joe found me excellent quotes in a very timely manner. 100% pleased with my experience with Chandler Insurance. Happy customer here!”

— Bob R.

See our specialized local expertise for the communities we serve every day:

Grand Rapids & Itasca County Insurance Virginia & the Iron Range Insurance

Common Questions

Do you serve all of Minnesota?

Yes. Our offices are in Grand Rapids and Virginia, and we quote auto, home, business, recreational, life, and landlord coverage statewide.

How soon will I hear back after I request a quote?

Most quote requests get a personal reply within 24 hours on business days. Call or text if you need something sooner.

What are your office hours?

Grand Rapids is open Monday–Thursday 8:30 AM–4:00 PM and Friday 8:30 AM–3:00 PM. Virginia is by appointment Monday and Wednesday, 9:00 AM–3:00 PM.

Ready to Protect What Matters Most?

Get your free quote in minutes. Serving Grand Rapids, Virginia & all of Minnesota.

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